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Synchrony Financial SYF Stock Quote

| Rating as of

NYSE: SYF

Last close prices updated as of Jun 09, 2023, 7:00 PM EST | USD | BATS BZX Real-Time Price
  • Last Close 33.69
  • Sector Financial Services
  • Industry Credit Services
  • Investment Style Mid Blend
  • Day Range 33.55  –  34.02
  • Year Range 26.59  –  40.89
  • Market Cap 14.4385 Bil
  • Volume / Avg 3.6 Mil /  6.3 Mil
  • Price / Sales 1.29
  • Price / Book 1.16
  • Forward Div Yield 2.73%
  • Trailing Div Yield 2.73%

Morningstar‘s Stock Analysis SYF

Valuation
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Is it the right time to buy or sell?
Is it the right time to buy or sell?

1-Star Price

INVESTOR

5-Star Price

INVESTOR

Economic Moat

INVESTOR

Capital Allocation

INVESTOR

Synchrony Is Enjoying Strong Loan Growth, but Credit Card Charge-Offs Will Continue to Rise

Michael Miller Equity Analyst

Business Strategy and Outlook

| Michael Miller |

Synchrony partners with retailers and medical providers to offer promotional financing as well as private label and co-branded general-purpose credit cards. While the company’s CareCredit cards and installment loans have consistently performed well, its private-label and cobranded credit cards, co-marketed through partnerships with retailers, can often face material headwinds when retail sales suffer. These headwinds can be particularly intense if the retailers that Synchrony partners with fail during a recessionary period, which adds to the already meaningful macroeconomic exposure of credit card issuers in general.

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Key Statistics SYF

Company Profile SYF

Business Description

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Contact
777 Long Ridge Road
Stamford, CT, 06902
Industry Credit Services
Employees 18,500

Related Articles SYF

Morningstar analysts hand-select direct competitors or comparable companies to provide context on the strength and durability of SYF’s competitive advantage.

Synchrony Financial

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Price
33.6930.25111.49114.14
Currency
USDUSDUSDUSD
Change
−$0.08 (0.24%) −$0.49 (1.59%) −$0.14 (0.13%) +$0.55 (0.48%)
Market Cap
14.44 Bil1.52 Bil42.57 Bil28.99 Bil
Industry
Credit Services Credit Services Credit Services Credit Services
Sector
Financial Services
Financial Services
Financial Services
Financial Services

* Trading data in this section is delayed by at least 15 minutes.

FAQs for Synchrony Financial Stock

Yes. SYF has a forward dividend yield of 2.73%. See SYF’s full dividends and stock split history on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks, to compare the relationship between a stock’s price and how it rewards stockholders through dividends. The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.

Learn more about dividend yield.

SYF’s market cap is 14.44 Bil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares. It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.

Learn more about market capitalization.

SYF’s stock style is Mid Value.
Style is an investment factor that has a meaningful impact on investment risk and returns. Style is calculated by combining value and growth scores, which are first individually calculated.

High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.

Learn more about style.

SYF’s price/sales is 1.29.
Price/sales represents the amount an investor is willing to pay for a dollar generated from a particular company’s sales or revenues.

SYF’s price/forward earnings is 5.90.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates. The lower the Forward P/E, the cheaper the stock.

SYF’s price/book is 1.16.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets, based on historical, rather than current, valuations. Historical valuations generally do not reflect a company’s current market value. Value investors frequently look for companies that have low price/book ratios.

See SYF’s valuation ratios compared to the Market Index.

SYF’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.

Compare SYF’s historical performance against its industry peers and the overall market.